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Buying a Home

5 Things to Consider Before Buying Your Next Home

From your budget to the neighbourhood, here are some simple things worth thinking about before making a decision.

1. Your budget

Think about what you are comfortable paying each month, not just the price of the home. Remember to include other costs, such as renovation, furniture and moving.

2. Your daily routine

Where do you go every day? Work, school, family and the market. A home close to these places can make life easier.

3. The neighbourhood

Walk around the area at different times of the day. Look at the food options, parks, clinics and transport nearby.

4. Your space needs

Count the rooms you really need today, and think about the next few years. Will your family grow? Will parents move in?

5. Your timeline

Know when you need to move. A clear timeline helps you plan viewings, paperwork and the move itself with less stress.

A simple next step

Write down your top three must-haves. It will help you focus when you start viewing homes. For the latest rules on eligibility, loans and CPF, always check the official sources such as HDB and CPF Board.

This guide is general information only, not financial or legal advice. Rules can change, so please check official sources such as HDB and CPF Board.

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